1. Georgia (12-1) SEC Champion, Loss: Texas 

2. Ohio State (12-1) B1G 10 Champion, Loss: Oregon

3. Utah (12-1) B1G 12 Champion, Loss: Oklahoma State

4. Clemson (11-2) ACC Champion, Losses: Georgia, Florida State

5. Oregon (11-1) Loss: Ohio State*

6. Texas (11-2) Losses: Michigan, Georgia*

7. Notre Dame (11-1) Loss: USC

8. Alabama (10-2) Losses: LSU, Georgia

9. Penn State (10-2) Losses: Ohio State, upset

10. Mizzou (10-2) Losses: Alabama, Oklahoma

11. Michigan (9-3) Losses: Ohio State, Oregon, upset

12. Liberty (12-1) G5 Champion, Loss: upset

First Out:

USC, Ceiling (11-1), Loss: Penn State

Ole Miss, Ceiling (11-1), Loss Georgia

LSU, Ceiling (11-1), Loss Alabama

Oklahoma State, Ceiling (11-1) Loss Utah*

Florida State, Ceiling (11-1), Loss Clemson*

(*) means loss in conference championship

These are just my predictions going into the season, anything can happen this year with this new format.